Financial Protection

Earn Your Wellness Benefit

Team members enrolled in Accident, Critical Illness, or Hospital Indemnity coverage can earn $100 per plan, per year, per covered dependent—up to $600 per plan, per person, for a maximum of $1,800 annually—by completing preventive health activities. Eligible screenings include annual physicals, bloodwork, cancer screenings, dental cleanings, vision exams, and hearing tests. For a complete list of covered health screening tests, visit reliancematrix.com.

If you participate in the U.S. Venture PHA screening, a claim will be submitted on your behalf.

Accident  

Could your bank account survive a serious accident? Be prepared with voluntary coverage through Reliance Matrix. 

The Accident Protection Plan will pay you cash if you have a covered injury and need care. The amount you receive is based on the covered expense. Some covered expenses include fractures, dislocations, cuts, ambulance, and hospital care. Use the cash to pay for out-of-pocket expenses or everyday bills. Family coverage is available. 

Critical Illness  

The Critical Illness Protection Plan pays a cash benefit directly to you if you are diagnosed with a covered illness. Some examples of covered illnesses are cancer, heart disease, or stroke.

Use the cash to pay for out-of-pocket medical expenses or everyday bills.

Team members can choose coverage in increments of $5,000, up to a maximum of $25,000. To select coverage for a spouse or child(ren), team members must first elect their own coverage. Spouse coverage can be elected up to 100% of the team member’s chosen amount.

Note: Child(ren) will automatically receive coverage at 50% of the elected amount at no extra cost.

Team member and spouse coverage rates are based on the age of the team member.

Coverage Levels 

Employee coverage must be elected to elect spouse and child(ren) coverage. Child(ren) are covered at 50% of employee amount for no additional cost. 

Hospital Indemnity

The Hospital Indemnity Plan pays a cash benefit if you or your covered family members are admitted to a hospital for 23 hours or more for any reason. The benefit is paid for each day you are hospitalized, up to 15 days per year.

Hospital Indemnity Policy Notice

This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care. The payment you get isn’t based on the size of your medical bill. There might be a limit on how much this policy will pay each year. This policy isn’t a substitute for comprehensive health insurance. Since this policy isn’t health insurance, it doesn’t have to include most federal consumer protections that apply to health insurance.

Legal

Quality legal assistance can be pricey. And it can take a lot of work to know where to turn to find an attorney you can trust.

If you were enrolled in a MetLife Legal plan in 2025, you’ll need to re-enroll to continue coverage in 2026. 

MetLife Legal

With the MetLife Legal plans, you receive legal assistance for some of the most frequently needed personal legal matters — no waiting periods, no deductibles, and no claim forms when using a network attorney for a covered matter. All services below are available to you, your spouse, and your dependents. And, for non-covered matters that are not otherwise excluded, the plan provides four hours of network attorney time and services per year.

Once you have elected coverage, you must participate in the plan for a full calendar year.

Services covered under MetLife Legal Plans include:

• Real estate deeds, foreclosures, mortgages or refinancing
• Wills and Powers of Attorney
• Adoptions, guardianship, name changes
• Civil lawsuits
• Defense of traffic tickets and license supensions
• Bankruptcy and debt collection negotiations
• And much more

MetLife Legal Plus Parents

You can purchase additional coverage with the MetLife Legal Plus Parents plan, which includes additional services that extend to your parents, parents-in-law, and grandparents. Refer to the plan documents for specific coverages.

Questions?

Questions can be directed to the Client Service Center at 800-821-6400, Monday- Friday 8:00 a.m. to 8:00 p.m. E.T. Once enrolled, visit the MetLife Legal website at www.members.legalplans.com for more information on covered services, answers to frequently asked questions, or to search for a participating network attorney. Click on “Learn More,” enter the access code Legal, and click “Learn About Your Legal Plan.”

MetLife Aura Identity Theft Protection Plus

Identity theft and online fraud can be stressful and costly. With MetLife Aura Identity Theft Protection Plus, you get receive tools to help safeguard your personal information, finances, and devices and get support if fraud occurs. With MetLife Aura Identity Theft Protection Plus, you’ll receive alerts if suspicious activity is detected and have access to privacy tools to help you stay protected online. Family coverage is also available.

Key features of the plan include: 

• Identity monitoring: Tracks your personal information, SSN and online accounts for signs of fraud.
• Financial protection: Sends alerts about suspicious credit activity or unusual banking transactions.
• Privacy and device security: Includes antivirus software, safe browsing, and password management.
• Fraud resolution and insurance: Offers 24/7 support and expert remediation and includes up to $5 million in ID theft protection and $50,000 in cyber insurance per enrolled adult.

You can elect the individual plan or the family plan. The family plan includes: 

• Unlimited dependent minors: Children are covered for identity monitoring, safe gaming, and social security number protection. 
• Up to 10 additional adults: Adults can be added regardless of age, location, or relationship. This includes spouses, domestic partners, parents, adult children, and even friends or neighbors.
  • Each enrolled adult receives their own private Aura account, along with $5 million in identity theft insurance and $50,000 in cyber insurance.
• Life360 Partnership: Enhances family safety by offering real-time location tracking, digital behavior monitoring, and alerts for cyberbullying or risky online activity. It helps parents manage screen time, monitor social media use, and receive wellness insights.

Questions can be directed to MetLife’s customer service team at 1-844-931-2872. 

For more information, visit www.metlife.com.